Choosing A Port Coquitlam Accountant

This article was written with the assistance of accountants in Port Coquitlam at Ribeyre Chang Haylock You can check them out on twitter :  Ribeyre Chang Haylock on Twitter

Many people only think of accountants as people that they need to contact when it is nearly time for them to file their taxes. While this is a service that they provide, they can also help with many other issues. Some of the most common reasons for contacting an accountant are discussed below.

Tax Returns

One of the main reasons to contact an accountant is to get help filling in tax returns. All types of accountants can assist with this from those running their own business to those that work for large accountancy firms. If your tax return is not complicated, then you may be able to complete it yourself with the guidance that is provided with the forms.

Complex Tax Issues

If your tax issue is more complex, then you may want to get the assistance of an accountant. They will be able to advise you on any specific issues that relate to your tax return. Not all accountants are qualified to give you financial advice on things such as which investments to look into and so if you need advice like this then you may have to hire a separate financial advisor.

Business Accountants

If you run your own business, then an accountant can help you keep on top of your book-keeping. Depending on the nature of your business there may be specific records that you need to keep, and an accountant can make sure that this is being kept up to date.

When you are searching for a new accountant, then it can help to make a shortlist of all the firms that you are considering. When you have this shortlist in place you can narrow things down further by asking the following questions.

What Do They Specialise In?

If you have a specific area that you want help with you will need to make sure that the accountant offers this service. You may also want to check how much experience they have in this particular area.

Do They Offer Good Customer Service?

This is another important thing to take into consideration. You will want to be sure that you can get hold of your accountant whenever you need to speak to them. They should also be able to explain things to you in a way that is easy to understand.

What Are The Fees?

An accountant should be able to give you an estimate of what your work will cost. You will also want to find out if you have to make any payment up front or if the bill will be paid after the work has been completed.

Are They Registered?

You will need to make sure that your accountant is registered with the tax service if they are going to help you with your tax return. There is a list on the website of the tax service that gives you a list of registered accountants, so you will be able to find out whether the accountant you are considering hiring is on this list.

Are They Qualified?

Accountants that have all the necessary qualifications will usually be part of a professional body. If this is the case, then they should display their membership certificate on the wall of the office, but if you cannot see this then it will be possible to check online.

Home Healthcare for Seniors in Vancouver has many Benefits

Senior Citizens Prefer a Home Care Environment

Many people wonder about the relative merits of senior home care in Vancouver. It should be noted that one of the worst parts of the move to an institution for senior citizens is the move itself. Many senior citizens struggle when it comes to making that transition both physically and emotionally.

Almost all senior citizens are going to prefer to stay in their homes with visiting or live-in caregivers. If they have a lot of medical problems, then they might need to transfer to nursing homes. However, other than that, a home care environment might be the best choice.

Some adult children are going to be the primary caregivers to their aging parents. However, being a primary caregiver for an aging parent is going to be difficult for a lot of adult children. If they hire a professional caregiver to help them, then they are going to find it easier to fulfill all of their additional responsibilities. However, they are also going to be providing for their parents successfully.

The Popularity of Home Care

Older people, disabled people, chronically ill people, and individuals who are recovering from surgery are all going to receive elder care home health at some point or another. There are lots of different home care services that people can receive. These will include personal care services, like washing, shaving, dressing, and bathing. Cooking, house cleaning, picking up and administering medications, and a lot of other services are going to be just as important in the context of home health care.

There are lots of different ways to receive home health care. Some people can get the help of skilled volunteers. Other people can get government assistance and government aides. Some companies offer these sorts of services. Home health care is common today in a world where lots of countries have aging populations.

The Benefits of Home Health Care

People often feel as if they have more freedom with home health care compared to a nursing home or a hospital. It’s also so much easier to tailor the health care to the needs of the senior citizens themselves. It’s very difficult to successfully give people a lot of individual treatment in the context of in-patient care. In-patient care is going to be more utilitarian as a matter of course, just because the workers have to attend to so many different patients.

In-patient care is going to be more expensive in a lot of cases as well, contrary to popular belief. People are going to want to avoid institutionalizing their loved ones for the most part. Getting loved ones home health care is going to help to ward off that point in a lot of cases. This is going to make all the difference when it comes to preventing problems for a lot of complicated reasons.

Many people are going to find it easier to see their friends and family if they live at home. If they have to see them only during visiting hours, that is going to make everything much harder. The fact that home health care is going to be more conducive to offering people an active social life is one of the reasons why it tends to prevent depression.

People who have home health aides are going to have an easier time warding off depression in general. Assisted living facilities are going to be depressing environments as a matter of course. However, senior citizens who live alone are going to be unhappy anyway, especially if they once had lively households full of people at one point. Home health aides can help them stave off loneliness.

Getting senior home care in Vancouver can make all the difference regarding whether or not a parent or loved one can live out his or her later years in a relatively healthy way. Elder care can help people when it comes to making sure their loved ones are safe without having them institutionalized. Few people want to get their loved ones into an in-patient care facility. Fortunately, home health care is usually going to be a better option for all people involved.

Guide to Choosing a Property Manager

Investing in assets is one way in which one can expand their wealth and secure their financial future. However, it is one thing to own property and another to manage it effectively enough to ensure high returns. Asset management companies these days, help you keep a bead on all the latest marketing trends in real estate. These companies provide property managers who ably oversee all the details involved with your property. However, choosing the best company for property management leads to stress among most property owners. To reduce this stress below is a guide that every asset owner should cover with a prospective property manager in a mission to get the best manager to take care of your property.

♦Consider reputation

In doing your homework when aiming to choose the best property management company in Vancouver, research on the company’s reputation. You can do this by asking for recommendations from the firm and making an extra step to call these referees. Besides, when selecting among so many companies, you may prefer to check the company’s online reviews. These reviews can give you a picture of what other clients faced by engaging the organization of your choice. Also, research in Vancouver’s public records dealing with property management and research on the property manager you intend to hire. These reports should give you a clear understanding of the company based on their practices and consumer utility.

♦Cost/ fee

In selecting the best company in Vancouver to manage your property, you will also need to choose one that gives you excellent management rates. Management fees are between 5% and 12% of the rental income. Hence, be sure on what your manager’s fee is based on. Select a property manager who charges reasonably based on the scope of services offered and the quality of such services. Moreover, inquire if there are other hidden fees such as lease renewal fee, advertisement or cancellation fees to avoid a misunderstanding at the end of the period. However, remember that you get what you pay for. So, let the decision you make not be solely based on the fee charged.

♦Property inspections

When scanning for the best manager to handle your property in Vancouver, remember to ask if they offer regular check-ups to your property. Best property managers should allow regular inspection on your property which serves to detect problems early as well as deterring bad tenants behavior. Hence, ask how regular such inspections are performed, and how soon inspection reports should reach you. Check out Ascent Real Estate Management on Twitter to see how they do their property inspections.

Cancellation clause

For you to have a successful engagement with your property manager in Vancouver, remember to inquire about the cancellation clause. Such a provision may serve to help you or the property manager end the engagement before its expiration if not satisfied on the contract based on some terms and conditions. A good property manager should provide such a clause stipulating the costs involved should the engagement be terminated before time.

♦Account processes

Before engaging a rental property management company in Greater Vancouver BC, you need to check their payment and expenses tracking system. The company should pay you regularly. Most companies offer bi-monthly disbursements. Best managers should run a professional property management software, which can also be of great assistance and cost saving to you in preparing your accounts each year. Such software should also contain an online portal that makes it easier for tenants to access their series of payments for more open review.

Screening of tenants

The least thing you want is for a property manager just to hand out your keys to any tenant. To protect the investment you have made, seek to hire a property manager in Vancouver who takes tenant screening as a vital process. Criminal and personal background checks ensure you get the best person for your property. A stable financial status is also a crucial aspect to tenant screening. These issues should serve to screen the best tenant for your property. Hence, ask what system they have in place to avoid rental scams and what methods they use to screen tenants.

♦Reliability and communication

One of the main areas to check are methods of communication. A good property manager in Vancouver will keep you informed on developments at your property frequently. You do not wish to become aware of an issue or vacant property only by realizing that you are no longer receiving rent. To avoid this, ensure that you inquire the company’s communication consistency before engaging a property manager. Not only should the company communicate with you but also be available to your tenants on a 24-hour basis.

♦Number of properties

Not all property management companies take property to manage based on the current number of units they are in charge of. Some may be operating more units with lesser employees while others may be managing fewer units with more workforce. So, before choosing a company to engage, inquire on the number of units they are handling and the number of managers available to manage that property. You should go for an offer with a manager operating lesser units since this means they will have more than enough resources to deal with any issues that may arise. Remember that you need to get a company that specializes in your type of property so that you are ensured of the best results.

♦Landlord resources available

A professional property management company should maintain quality financial accounting software can save you costs in preparing your accounts. Not only that, the services are tax deductible themselves further reducing the actual cost of engaging a property manager. There are often significant cost savings in advertising for tenants as well. When added up, without even allowing for the enormous peace of mind and freedom from late night calls, a well-structured property manager in Vancouver pays off in direct cost savings.

Having the best results out of your investment property is what that matters most. Choosing the best property manager and asking yourself how to find one in Vancouver is the first step to take. Do your homework on your property manager’s choice based on the ideas above and hope for the best outcome out of your investment property.

Article by: Whittall Real Estate Team – Vancouver & Yaletown Condos For Sale

4 Tips for Picking Outdoor Playgrounds

Everyone knows that allowing their child to play outside can play a major role in development, and outdoor playground equipment has a lot of benefits. Not only do kids learn mental and physical skills but they also learn how to communicate and interact with others better. When you master a piece of equipment, it gives you a feeling of accomplishment which can increase your self-esteem. While there is a wide selection of playground equipment in Vancouver, it is very imperative for you to choose carefully when you are creating an outdoor play area for your child.

Listed below are a few helpful tips that can make the process of selecting outdoor– playground equipment a whole lot easier.

Do an evaluation: First, you should take some time to inspect the area where you want to put the equipment and take note of the restrictions and size of the site. It is also important to take note of how many kids will be using the equipment the most and their ages. Sometimes some kids have special needs, so you also need to take that into consideration. You have to make sure that the playground equipment is appropriate for the right age. This can be hard when you have a lot of children that are different ages, but an outdoor playground equipment Vancouver expert can help you choose the most suitable one for the right age groups.

It is important to remember if you choose the right playground equipment supplier you will be able to get rid of certain parts of the equipment as the children get older and their needs change. Most of the time, you can add additional components to the existing structure, so all of the kid’s needs will be met, and so they will have some new skills to master. If you have any existing equipment, it is wise to do a close inspection so you can determine the durability and condition, and decide if you want to replace it or determine if you should add more pieces to it.

Budget wisely: With the fall of the economy some families have to keep a close eye on their finances but at the same time, having outdoor equipment should be considered a necessity instead of a luxury. Make sure you carefully determine your budget and contact suppliers in Vancouver to find out more information about installation costs, prices and any special discounts they may have. You can also rent equipment from certain suppliers in Vancouver which can save you more money. It is also a good idea to rent equipment from different suppliers like playground equipment for schools in Vancouver BC when you are replacing certain components so you can take care of the developmental needs of the growing child.

Figure out what you need: Once you have a budget and found a good supplier in Vancouver, you should consider the different pieces of playground equipment that you need. Getting expert advice from your supplier can come in handy, and it is important that they give you advice about components that are age appropriate that falls in your budget. They also should give advice about equipment that is suitable for the space that you have available. They should also make you aware of any danger areas in your area that needs to be considered, such as hard surfaces, low hanging branches, and sharp corners. It is a great idea to give the children a chance to look at equipment and for them to decide what they would like to have within the current structure for their age and budget.

Have a Piece of Mind: Make sure that the equipment is put in correctly and ask for a warranty. A warranty can help you if something should break, and will give you an alternative when it comes to replacements or repairs.

How to Choose a Site for an Outdoor Wedding in British Columbia

Having a wedding outdoors can capture the beauty of the ceremony and adds some character. Whether it is a country club, a golf course with a particular view, or a certain section of the park, there are a lot of advantages and disadvantages of having a wedding outside. It is imperative for a bride and groom to check out different locations for the event, and should take into consideration the following information when it comes to choosing a location for an outdoor wedding.


The comfort of your guests and the climate should be something you take into consideration while finding a Vancouver wedding venue. If you are having your wedding during the hot summer months, you don’t want your guests or your food to be exposed to the heat. You should consider a wedding venue that offers shade such as trees or an area that is covered. Another suggestion is to put up a tent to create some shade. You can also ask the vendor if they supply big fans for cooling guests.

You should be cautious when you are choosing a wedding venue outside. Weather can be unpredictable especially in Vancouver so a covered area should be an option during the spring, fall, and winter. Prepare for a lot of wind also because it can affect decorations, table linens, and fancy dressed dinner tables.

It is important to have a back- up plan for the reception if the weather becomes bad. Choose a reception location for situations such as these.

Take a look at the aisle and see if it is ok for the wedding party and bride to walk down safely and check that the terrain is even.

Estimate the distance of the wedding guests in comparison with the groom and bride saying their vows. It is important to make sure you are close enough so everyone can hear the ceremony. If you aren’t close enough, use a microphone if you cannot use any media equipment.

Diamond Ballroom – a Vancouver event venue, says : “Pick a beautiful outdoor wedding venue for your wedding. Although you may like the surrounding area and the view, you shouldn’t do much to the area so you can keep its natural beauty. If that’s not the case and the area needs a little pizazz you should add flowers or decorations.”

If you are having an evening wedding, you should choose a wedding location that will have enough light. Choose a wedding venue with strong lights or lamps so your guests can move around the area safely. You should use candles for some table centerpieces.

You need to have a portable facility if there are no restrooms nearby. Some companies have a fashionable port-potties for fancy occasions.

Make sure you pick a wedding reception area that is not prone to insects or pests. Birds can sometimes be an issue in certain areas also, so you should ask the wedding venue coordinator about these concerns.

Six Practices to Save Money on Air Conditioning in Vancouver

Canada Furnace shows how electricity can literally stand on money

It’s every consumer’s objective to maximize utility while minimizing costs. This also applies to customers in Vancouver where everyone tries as much as possible to reduce expenses incurred at the month’s end while maximizing effectiveness. However, most people have to pay high utility bills that emerge from using air conditioners, especially during the summer. By following the tips below, you might be amazed by the little bill that arises from using your air conditioner in the next summer while maintaining more efficient service from your air conditioner.

1. Seal the vents

Have you checked your home to ensure there are no leaks or air circulation concerns? If not, inspect your house to make sure that it is as energy efficient as possible. This means looking for any areas where air may be leaking into or out of your house such as windows, doors, or cracks in the walls. If you come across ducts that allow cold air to leak out of the room or hot air come inside, use caulk to fill such gaps. An airway-free room makes it more energy efficient thereby enabling your air conditioner to work more efficiently.

2. Ensure your thermostat is on the right wall

Remember, the placing of your thermostat plays a significant role on the utility bill you spend on your electricity. Thus, placing your thermostat on the wrong wall could lead to higher bills than expected. Therefore, do not position it in areas that do not match the overall room temperature such as near windows or doors that tend to be too warm due to the temperature outside. Also, do not place them on your bathroom’s wall since bathroom temperatures may let it detect the wrong temperature due to the water temperature changes. Vancouver Air Conditioning Installation – Central A/C believes that the best place to set your thermostat is on a wall in the interior most used room. Such an area may enhance its proper functioning hence avoiding high expenses.

3. Close the blinds

When you let the sun rays inside your house, heat is radiated. Therefore, to prevent the warming that comes in due to these rays, close your window blinds. This helps to avoid heating your thermostat unnecessarily. Also, closing blinds assist your unit not to work overtime on a mission to cool your room. Another option is the use of window films or window screens which reflect heat before it is transmitted through your glass window.

4. Make use of a fan

Make use of energy efficient fans in some areas to minimize the use of your air conditioner. The lesser your air conditioner runs, the longer it will last. In some cases, it may be justifiable to have energy efficient fans sitting around, or you may opt for overhead or ceiling fans. Sometimes, you can use the fans instead of the air conditioner especially on cooler days and at night. These serve as an excellent backup idea since they do not consume much energy. However, only make use of ceiling fan when there is someone at home and do not leave them on when leaving your premises.

5. Install a programmable thermostat

People believe that leaving your air conditioner at the same temperature when you’re gone can save you energy bills since it won’t have to work much to cool the temperatures when you are back. However, this is wrong. The best alternative is to get a programmable thermostat and have the best of both worlds – an air conditioner that is off when you are not there but one that turns on and cools before you come back. Remember, your air conditioner must be well maintained to operate at top efficiency. That means changing the filters regularly and having maintenance and repairs done by an air conditioner contractor.

6. Setting low is not always applicable

When at home, it is recommendable to set an indoor temperature of 24 degrees. When you are away or when you don’t need any cooling, you can raise the temperature of your thermostat. Following this trend can help save your air-conditioning bills since setting the highest temperature can contribute to saving amazingly.

If you follow the rules above, then you’re sure to have a healthy and safe cooling system while not having to incur high utility bills in Vancouver. Also, remember to ask for professional technicians in Vancouver to help in installing and maintaining your air conditioner.

Selecting A Good Personal Injury Lawyer in Vancouver

Most Vancouver lawyers who are certified in personal injury law will either defend against personal injury lawsuits or represent injured individuals, but typically not both. It will be in your best interest to hire a plaintiff’s lawyer if you have been injured.

You will need to create a list of personal injury lawyers, and you will need to do some screening to narrow down your potential candidates.

You should look at biographical information, Include the information that you find on the website for the personal injury lawyer or their law firm. Do they have the skills that you are looking for? Do they have any helpful information on their website?

A personal injury lawyer represents people who are injured, but they do not defend lawsuits in this area. You can tell what a personal injury lawyer or his or her firm represents by looking at their profile. If you can’t tell by their profile try calling a personal injury lawyers office and find out.

You should use search engines such as Bing to surf the internet. Can you find any frequently asked questions or articles or other information about the Vancouver personal injury lawyer, that will reassure you of their professionalism? You should check your references by using search engines and use keywords such as “trial lawyers” or “Personal Injury Lawyer Vancouver BC – ICBC Claims & Car Accidents

If you already have a Vancouver lawyer who practices in another area, it is good to ask them for references for a personal injury lawyer.


It is also good to ask other people if they have heard of the personal injury lawyers and what are their personal opinions about them. Visit your provincial law society website or contact them by phone to find out if the personal injury lawyer has a good reputation. Many of these successful lawyers, like Tim Louis & Company, will also run a Facebook page for ease of information

Look through the yellow pages for the phone numbers and advertisements. Does the personal injury attorney have an ad? If they do, do you find it interesting? Tasteful? Helpful?

Take a look at the online articles on your local newspaper’s website. Is there any information about the cases the Vancouver lawyer has handled or is there any publicity? It is normal to find information about the cases that a Vancouver lawyer has done if it was a large settlement personal injury case.

Before you choose a Vancouver personal lawyer, you should ask for their references. Checking their references can help you determine if they are trustworthy and if they have good lawyer skills. It is important to ask if it is alright to talk to a personal injury lawyer’s representative clients.

Conflicts of interest is another thing to take into consideration when you are trying to find a personal injury lawyer. Does the Vancouver personal injury lawyer represent any rival parties? For example, if you have to file for bankruptcy, does the Vancouver personal injury lawyer represent any of your creditors?

Make sure you ask for a copy of their brochure and promotional materials that they may have. Check this information against your other references and sources.

You should take into consideration any special needs you may have. For instance, can you benefit from a personal injury attorney who speaks another language besides English?

You should never get rid of a personal injury lawyer candidate just because they did not have time to meet with you on a short notice. High-quality personal injury lawyers are always busy, so they probably won’t have time to meet with prospective clients. You should also expect that whomever you hire may give a lot of the responsibility to his or her employees. You should be treated nicely and professionally by the personal injury lawyer and the staff.

If there are any special circumstances, you may want to hire a personal injury lawyer with a local office, or in the same location where your accident happened.

Best Things to Do for Free in Vancouver


The city of Vancouver is a wonderful and exciting place to visit. Part of what makes it so wonderful however is that it offers a variety of things to do what won’t cost you a dime! So take your time and discover what Vancouver has to offer that won’t break your wallet.

25 Things to Do in Vancouver

1) Take a trip out to Granville Island.

Formerly known as Industrial Island, Granville was once a very heavily industrialized area. As of now, however, it is a haven for the arts and an impressive tourist attraction that showcases the artistic nature of Vancouver.

2) Take some time to people-watch.

Sit on a park bench, relax in a soothing green field of grass, or just roam about taking in the scenery. Vancouver is a lovely place to just take a nice, relaxing walk and take note of the people.

3) Take a trip out to Stanley Park.

This park is the pride and joy of Vancouver, offering scenic views and a chance just to relax. Take a load off, bring a blanket and just enjoy the ambiance all around you.

4) Take an invigorating hike up the Grouse Grind.

Hiking enthusiasts will no doubt find this trek a joy. While the hike up is free, the gondola ride back down will cost around $10, so take this into account.

5) See if you can spot the celebs.

Many famous stars are noted for enjoying the wonders that Vancouver has to offer. If you spot them, it might be a nice thrill, but do be polite.

6) Don’t forget to visit the Christ Church Cathedral.

No matter what faith you are this impressive building is a stunning vision of aesthetical beauty that is hard to ignore. Just to stand in this place is impressive, and maybe a little humbling.

7) Grab your mountain bike and head to the North Shore.

You’ll find the best biking trails out at the North Shore, and will fully enjoy the chance to get down and dirty as you make your way along the winding path.

8) Enjoy a leisurely walk around Canada Place.

Take in the sight of cruise ships gliding by or take a hike along the Canadian Trail, what you do is entirely up to how you feel at that moment.

9) Treat yourself to the sight of Vancouver’s various art pieces.

Many art galleries will continually show the most cutting-edge pieces that challenge the mind and the heart. Take the time to just stroll about and see what there is to see.

10) Take note of the Fairmont Hotel Vancouver.

Staying here might cost an arm and a leg for some, but there is something to be said for its grandeur and the impressive architecture. Simply dropping by for a visit to say that you had a chance to see the “Grand Lady” will be an experience all its own.

11) Don’t forget to window-shop.

Vancouver is fully supplied with enough boutiques and shops to satisfy even the most hardcore shopper, so take your time and don’t rush.

12) Take a tour of the UBC.

Know anyone that’s about to head off to college? Take a look around the University of British Columbia; you might be very impressed with what it has to offer.

13) Visit the GMS Observatory for a chance to gaze at the stars.

While not completely free (donations are accepted for admission) the observatory is one of the best ways to gaze outward at the heavens and does offer public viewings on Friday and Saturday evenings.

14) Fire up the car and take a scenic drive.

There’s no charge to just get in the car and drive around. Take in the scenery, drive the highway and absorb the beauty all around you.

15)Visit Olympic Village.

One of the newer neighborhoods in Vancouver, Olympic Village housed a large number of athletes for the 2010 Olympics. Take a stroll around the site, grab a snack, and just take in the sensation of the area.

16) Don’t miss out on the Richmond Night Market.

It’s only free for those under 13 and those over 60, but the $2.75 charge for everyone else is worth it to experience the amazing Chinese food and culture that can be seen on display.

17) Go on and play a round of disc golf at Queen Elizabeth Park.

It doesn’t matter if you’re good at it or not, the fact that it’s fun and can be a group event is worth the effort. Even if disc golf isn’t your thing, you can always pick up a tennis racket and enjoy a few rounds at the nearby tennis courts.

18) Don’t forget about the Capilano Salmon Hatchery.

Even if you’re not that into fish, the sheer majesty of this place is enough to at least remind you of just how important nature is and what it means to keep things balanced.

19) Walk around Dr. Sun Yat-Sen Park.

Just take a leisurely walk and enjoy the Chinese gardens that are on full display for your viewing pleasure.

20) Vancouver does have free museums.

If you want to learn without the exorbitant cost, then these experiences would be perfect for you.

21) Relax at Lonsdale Quay.

Sit, relax, and enjoy a calm moment from the everyday hustle and bustle of life.

22) Take a stroll around Lynn Canyon.

Take a nice, relaxing hike and take note of the impressive views to be seen from the Lynn Canyon Suspension Bridge.

23) Head to the beach.

If you’re feeling particularly adventurous head on over to Wreck Beach, Vancouver’s premier nude beach.

24) Sit and watch the ships go by at Dundarave Pier.

This is one of the absolute best spots to take in the entirety of the city and to just sit and relax.

25) Take a tour of the Olympic sites throughout Vancouver.

If you’re a future Olympian in the making or simply want to walk in their footsteps, it will no doubt be a pleasure to wander to locations such as the Olympic Cauldron and Vancouver Convention Center.


There is plenty to do in Vancouver when funds are low, as the city offers a plentiful amount of aesthetically-pleasing sites that can calm the mind and stimulate the imagination. You don’t need a full wallet to have fun, and Vancouver is eager to prove it.